NRI Insurance Services is an independent agent of AAA. With insurance through AAA, you're covered by a company that's been serving families for generations. Year after year, independent rating agencies place AAA among the leaders for prompt, courteous and reliable claim service.
- Generations of service. AAA has a long heritage of providing superior service.
- Financial strength. A.M. Best, the insurance industry's largest independent rating organization, rates AAA insurance companies "A" (Excellent)
- 24-hour claim service. Day or night, 365 days a year, call our Claim Service Center toll-free whenever you need us - 24/7
- Always online. At AAA.com, you can make changes to your policy, make payment, even report a claim
- Knowledgeable agents. Licensed AAA Agents are ready to serve you in person or by phone
AAA Car Insurance Discounts
- Multi-Car Discount. A discount will apply if two or more qualifying household cars are insured through AAA with mandatory coverages.
- Multi-Product Discount. If you have a qualifying home or life insurance product through AAA, you'll be eligible for a discount on your auto insurance premium
- AAA Membership Discount. There's a discount for belonging to AAA
- Group Rate Discount. You can save money on your auto premiums if you belong to certain qualifying groups, e.g., credit unions, professional associations and employer groups.
- Anti-Theft Device Discount. Comprehensive Coverage discounts are available from AAA if your vehicle has an approved theft prevention or recovery device
- Discounts for Good Drivers. Reduced rates are available for those who are claim and violation free
- Good Student Discount. Discounts are available for qualifying full-time students who maintain a B average or better in school
- Defensive Driver Discount. If you're 55 or older, you may be eligible for savings by taking an approved defensive-driving class
AAA Coverages
Your AAA Agent can help structure a policy that meets your needs and preferences exactly. Certain types of insurance coverage are mandatory while others are optional. Depending on the state in which you live, your AAA Agent can help you determine the coverage that's right for you
- Liability Coverage pays when you are legally liable for unintentional bodily injury. It also covers property damage to others
- Collision Coverage pays for physical damage to your vehicle caused by a collision
- Comprehensive Coverage provides coverage for non-collision related losses including fire, theft, glass breakage and vandalism
- Custom, Electronic or Extra Equipment Coverage adds coverage or higher limits of coverage for non-factory installed items attached to your vehicle
- Personal Injury Protection pays without regards to fault for medical, work loss, and other expenses resulting from auto accident injuries. ( Not available in all states)
- Medical Payments Protection covers expenses for medical and funeral expenses due to injuries resulting from an auto accident( Not available in all states)
- Uninsured/Underinsured Motorist Coverage pays damages you are legally entitled to recover from an uninsured or underinsured motorist( Not available in all states)
- Loan/Lease Gap Insurance covers the difference between the appraisal value of your car, if stolen or totaled, and what you owe on your car loan or lease. ( Not available in all states)
- Car Rental Coverage reimburses you if your car is out of service for over 24 hours due to a loss covered by your Collision or Comprehensive coverage.
- Pet Protection Coverage, is included in your policy through AAA, provides coverage for your pet dog or cat should be injured or killed as a result of an auto accident in your vehicle
Claims
Superior claim service-its one of the most important reasons drivers choose auto insurance through AAA. Our customer satisfaction ratings for response time and claim resolution stand amond the leaders with:
- Claim professionals standing by 24/7
- One of the largest networks of accredited repair shops
- Guaranteed repairs for as long as you own your car
- Waived deductible on qualified windshield chips and cracks
- Common accident deductibles are used if more than one vehicle or property are damaged by a common accident or storm
|