BUSINESS INSURANCE
Business Insurance covers a variety of risks representing a number of different types of insurance products: property and general liability, business auto, workers' compensation insurance, commercial umbrella, various forms of professional liability and more.
What you need and what you should carry depend largely on the type of business you operate. Because business insurance is considerably more complex than personal insurance, we strongly recommend you contact us for a consultation.
We'll be happy to discuss your business with you in order to determine the appropriate types of insurance and available coverage levels.
Business Insurance Overview
Property and/or Liability Insurance
Businesses have unique exposures; we can help pick coverages for your operations.
Business Auto Insurance
Required by law to have minimum coverage... but the coverage is worth it.
Workers Compensation Insurance
Protecting your business by protecting your employees.
Commercial Umbrella
When you need more than the basic coverage to protect your business assets and worth.
Other Commercial Coverages
There are several miscellaneous coverages available for your business.
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Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
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Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.